Liability Insurance Program and Enrollment Form
This brochure is valid for effective dates from
02/01/09 through 08/01/10
Program Description
This insurance program has been specifically
designed for US-based members of the Fraternal
Order of Real Bearded Santas.
Coverages provided
under this program include important liability
protection for the FORBS member or FORBS member
and assistant for claims arising out of their
operations as Santa and assistant(s).
Eligible Operations
Coverage limited to registered members of FORBS
only and their assistants who have been reported
to the company and for whom a premium has been
paid.
Coverage Term
The FORBS Master Policy is an 18 month policy
running from 02/01/09 to 08/01/10. FORBS
members enrolling mid-term will have coverage
from date of enrollment to 08/01/10. All
enrolled participants will be notified of a 12
month renewal for the 08/01/10 - 08/01/11 policy
period.
Liability Coverage and Limits
Commercial general liability coverage protects
the insured against liability claims for bodily
injury and property damage arising out of
premises, operations, products and completed
operations. No deductible applies to liability
claims.
|
Coverage Limits |
| Each
Occurrence Limit |
$1,000,000 |
|
Personal and Advertising Injury |
$1,000,000 |
| General
Aggregate Limit (Other than
products-completed operations) |
$2,000,000 |
|
Products/Completed Operations
Aggregate Limit |
$2,000,000 |
| Damage
to Premises Leased or Rented to You |
$100,000 |
Subject to the following terms and
conditions
- Aggregate Limit Applies Per Member
- Premises Medical Payments Excluded
- Abuse & Molestation Coverage
sublimit can be included at no addition
premium if background checks on member
and member assistants are completed and
on file with FORBS.
- Bodily Injury to Performers Excluded
- Additional Insured’s – Lessors of
Premises, Sponsors, included at no
additional premium.
Carrier
Coverage is provided by Philadelphia Indemnity
Insurance Company, rated A++XV by A.M. Best.
|
Rates |
| Per Member |
$176.00 |
Flat/Fully Earned |
| Per Member |
$4.38 |
Credit Card Transaction Fee |
| Per Member Assistant(s) |
$75.00 |
Flat/Fully Earned |
| Per Member Assistant(s) |
$2.17 |
Credit Card Transaction Fee |
| Credit Card
Transaction Fees do not apply when
paying by check. |
NOTE: FORBS INSURANCE POLICY RUNS
THROUGH AUGUST 1ST, REGARDLESS OF PURCHASE
DATE.
- You will be notified by Kaercher
Campbell if, for any reason, your
submission to this insurance is
declined or determined to be
ineligible for coverage and your
premium payment will be returned or
refunded.
- If your enrollment is accepted,
you will receive a certificate of
insurance indicating coverage.
- Coverage will become effective
the day after the enrollment form
and premium payment are received by
Kaercher Campbell, or a later date
that is specified on the enrollment
form and run until 08/01/10.
- For any requests for changes or
additions to your current coverage
or any changes to the original
enrollment form, please indicate
those changes or additions in
writing.
- Please allow 7 business days for
processing.
Note:
Any requests to amend or change coverage, or the
information reported on the enrollment form must
be submitted in writing to Kaercher Campbell &
Associates Insurance Brokerage.
Contact Information:
FORBS Insurance Coordinator
Steve Waters
P: 310-556-1900
C: 310-291-5508
F: 702-304-7898
|
